Legal

Terms of Use

Effective July 3, 2026 · Tree of Life Capital LLC

The service

Tree of Life Capital LLC operates this site: a public page about our firm and a private, by-approval platform for analyzing and tracking real estate investments, including calculators, portfolio tools, and a member chat. By using the site or holding an account you agree to these terms and to the Privacy Policy.

Access is by approval

Member accounts are granted, and can be revoked, at our discretion. You're responsible for keeping access to your email account secure, since sign-in works through email links.

Not financial, legal, or tax advice

Every number the platform produces — underwriting verdicts, cash flows, valuations, projections, refinance and sale scenarios, zone trends, and any rule-based suggestion — is an automated, simplified estimate built from the data you enter and public datasets. It is provided for information only, can be wrong or outdated, and is not financial, investment, legal, or tax advice. Verify independently and consult licensed professionals before acting on any figure.

Your data, your responsibility

You keep ownership of the information you enter. You're responsible for having the right to store it and for its accuracy — the tools compute from what you provide.

Acceptable use

Don't misuse the platform: no attempts to access other members' data, no scraping or probing, and keep the chat professional — no harassment, spam, or unlawful content. We may moderate, mute, or remove accounts that break this.

Availability and liability

The service is provided "as is", without warranties of any kind. We may change or discontinue features at any time. To the maximum extent permitted by law, Tree of Life Capital LLC is not liable for losses arising from use of the platform, including decisions made in reliance on its outputs.

Governing law

These terms are governed by the laws of the State of Florida, USA. If any provision is found unenforceable, the rest remain in effect.

Contact

Questions about these terms: cesar@treeoflifecap.com.